Mortgage completion date.
14 January 2008At long last we have a completion date for the purchase of our property
Mortgage, contract etc…
8 January 2008On friday I got home from work to find that the solicitor had sent through the final contract etc for signing.
New mortgage offer…
3 January 2008Well now that the holiday season is over and most people are back at work it was time to make calls and see if we were any nearer to exchanging and completing on our property.
Mortgage retention - tempting fate?!
7 December 2007Great news we have had our mortgage offer WOOHOO
sadly the bad news is that they have decided to put a retention on it
Boo Hiss!House survey...results are in
3 December 2007
Yes at long last the results of the house survey are in, this is a nerve wracking stage of the process as you start to worry the house has lots of things wrong with it that you didn’t spot.
Mortgage Paperwork - Now What?
21 November 2007
You begin to see why this house moving/buying lark is considered one of the most stressful things you can do! Today got an email from both my solicitor and my financial adviser.
Second viewing
19 November 2007
The second viewing of a property is the time to look at sensible things like the electrics, fuse boards, boiler condition etc etc. Also I have to say you’d generally have a second viewing BEFORE making your offer!
Credit crunch bites...
13 November 2007
So today I got the call I was really hoping not to get…the mortgage has been turned down by the lender. Sadly we are feeling the backlash of the credit crunch...........
Mortgage application...unexpected questions and problems
12 November 2007
When you apply for a mortgage each lender is different and even though I’ve had mortgages before they still managed to catch me out with a question I’d not been asked before!....
House offer accepted...what now?
5 November 2007
We had great news that our offer was accepted WOOOOOHOOOOO
of course because the house seller was taking his time thinking about
the price and that we didn’t have to sell to buy his property and
therefore were chain free we only found out just before we left for a
long weekend away....Negotiation of the house price
30 October 2007
The estate agent called to say he had spoken to the vendor and that he is keen to get moving with things but really not able to go as low as £178,000 as this was our opening offer we weren’t too surprised....
Making an offer on your first home
30 October 2007
So on sunday we worked out the renovation costs of the properties but came to the conclusion that the one we really wanted was the larger of the 2, of course that makes it the most expensive one as well.....
House Viewing Frenzy
30 October 2007
We are relocating and so the viewing of properties is a challenge to fit in and have to be all arranged on one day so a good relationship with the estate agents is recommended. We knew how many rooms we needed so we were able to reduce our list of properties to view down to 10!......